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Lowry’s Insurance Agency offers several of the best insurance companies to choose from when selecting your insurance plan.  We research the rates and coverage for you to find the best options that fit your needs. You no longer need to call around town or search all over the Internet to find the best rates.  We do the shopping and comparing for you to save time and money! We write with several nationally recognized companies to provide you with multiple choices for your personal and business insurance needs.

Your family’s security is our priority.

  • About Us

    Lowry’s Insurance Agency is proud to serve the state of Texas and Florida. Let one of our licensed professional insurance agents help you with any of your personal or business insurance needs. Our goal is to provide you with the insurance you want at the lowest possible price, while providing you with the highest level of customer service.

  • Who We Are

    We are experienced agents happy to help our clients save money. We want more than your business, we want to build a relationship that you can count on. Here at Lowry’s Insurance Agency, we will do our best to place you with the right company.

  • Our Agents

    Our experienced and well trained insurance agents not only have the capability of finding and placing you with the right company, but when you call they can also help you in three different languages; English, Spanish and Portuguese.


At Lowry’s Insurance House we can find all your insurance needs. Here  is the list of services that we offer:


Auto Insurance: Personal and Commercial


As low as $69.00 a month(from) you can get your auto liability insurance. We also offer very low premiums for Comp/Collision coverage. The reason that we can offer such a low price per month is because we are an independent agency, that means we work with many fine companies, such as:  Progressive, Infinity, Gainsco, Empower, and others.

Homeowner’s and Renter’s Insurance


Very affordable premiums for new and older homes. We insure vacant homes, mobile homes, and homes under construction. We also offer flood and renters insurance.

Commercial Insurance


If you are a sub-contractor or a business owner, here you can find all of your insurance needs for your business, such as: General Liability, Worker’s Compensation, Commercial Property, Garage Liability, All Bonds.



Auto Coverage

Car insurance is complicated. We created this brief guide to make it easier for you to understand the coverage’s, deductibles and limits and how they can work for you.



In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits.


  • Collision: Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object. Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible
    amount that you are comfortable with — if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
  • Comprehensive: Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen.
    Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.


  • Liability: Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If your insurance company cover an accident for which you’re sued, your company will pay for a lawyer
    to defend you. You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that they will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, they will pay up to the limit you select per accident. CSL combines your liability coverage
    into one total limit per accident ($300,000).
  • Personal Injury Protection: Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.


  • Medical Payments: Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.


  • Uninsured/Underinsured Motorist: Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.


  • Rental Reimbursement:If you buy Rental Reimbursement coverage, your insurance company will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.


  • Roadside Assistance: Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out.






Contact Us



  (972) 484 1511


  Monday thru Friday
From 10am to 5pm


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پاکستان میں بک میکر Mostbet PK کے ساتھ، آپ جوش و خروش اور تفریح ​​کی دنیا میں ڈوب جائیں گے، جہاں آپ کھیلوں پر شرط لگا سکتے ہیں اور آن لائن کیسینو میں کھیل سکتے ہیں۔ یہ ایک قابل اعتماد بک میکر ہے جس میں مختلف قسم کے واقعات، متعدد بونس، زیادہ مشکلات، مفت شرطیں اور مفت گھماؤ ہیں۔ اور کہیں بھی اور ہر جگہ گیم سے لطف اندوز ہونے کے لیے، ہماری آسان موبائل ایپلیکیشن ڈاؤن لوڈ کریں!